Johaari

Financial

• Pay off all debts excluding student loans - I feel really good about this one.  I already have a payment plan underway for one company.  I’ve got to get these other ones in order.
• Build a savings account  -  The hubs and I have some form of a savings but we need to do better with it.  So we will start with a small goal and go from there.
• Start working on online income - I’ve never attempted to make money online, but I figure it’s worth a try.

 Personal

• Modernize the house – by painting, de-cluttering, cleaning the carpet, putting up pictures, keeping the house cleaner, gutting the garage, put up a new mailbox, buy a holder for the water hose.  Long list I know I know, but I believe that we can get it done.
• Being  healthier -  by drinking less soda, eating less candy, exercising at least an hour a week
• Work on my time management -  My husband always talks about how I don’t plan effectively and I never have time to do things. I really need to work on this.

Blog

• To get 10, 000 hits next year - This is a big number, but I am actually halfway there. 
• Increase Subscribers by 25% – by email or RSS.

Superficial

• Paint my nails regularly (at least twice a month) – go for at least 2 mani/pedis. 
• Be more fashionable yet being smart about it - meaning that I will not be buying a whole bunch of clothes.  I plan to get into thrifting and using fashion inspiration calendars so I can use what I have.

Photo Credit: Photo is linked backed to original source